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Spread the cost of your treatment

Here at Benenden Hospital, more and more of our patients are taking advantage of finance through our trusted partner, Chrysalis.

With these options, you can spread the cost of your treatment, fitting it into your monthly budget rather than having to find the full cost at the time of your treatment.

How much can I borrow?

You can borrow between £350 and £25,000, subject to status. You must be over 18 to apply, and you must have lived in the UK for at least three years.

How much are the repayments?

Depending on the amount you borrow and whether you pay a deposit. Our team will show you, completely without obligation, the monthly repayments for your particular treatment.

Examples of the monthly repayments for different treatment costs and repayment terms are shown below.

Treatment cost £3,050.00 £4,000.00* £7,000.00 £10,000.00
Deposit paid £0 £0 £1,000.00 £1,000.00
Amount of credit £3,050.00 £4,000.00 £6,000.00 £9,000.00
Number of monthly repayments 24 36 48 60
Monthly payment amount £148.94 £140.11 £169.24 £217.62
APR 16.9% 16.9% 16.9% 16.9%
Total amount repaid, including deposit £3,574.80 £5,043.96 £8,123.52 £13,057.20

Who provides the finance?

The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.

*Amount of Credit £4,000.00 Total Amount Repayable £5,043.96 Repayable by 36 monthly payments of £140.11 Representative 16.9% APR variable. Finance is Subject to status and full terms and conditions apply.

The Benenden Hospital Trust, trading as Benenden Hospital, is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking www.chrysalisfinance.co.uk.

I have another question about arranging finance for my treatment

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

Do you offer 0% finance on any treatments?

We currently offer 0% finance on selected diagnostic tests only between £350 and £999, including

Please check with our self-pay team on 01580 363158 before applying. Full terms and conditions apply. Credit subject to acceptance.

How do I make the repayments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

When can I start the treatment?

Immediately - as soon as the credit agreement has been signed.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

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